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What Time Does Walmart MoneyCenter Close? Hours by Location, Holidays, and Services Offered

Jake Colins

For millions of Americans, Walmart MoneyCenter provides essential financial services ranging from bill payments to money transfers and check cashing. Yet one of the most common questions customers ask is simple: What time does Walmart MoneyCenter close? The answer depends on the specific store location, local demand, and even the day of the week. Understanding MoneyCenter hours — along with holiday schedules and available services — can help you avoid unnecessary trips and plan your visit with confidence.

TLDR: Walmart MoneyCenter closing times vary by location, but most close between 6:00 PM and 8:00 PM, even if the store itself remains open later. Hours may differ on weekends and are often reduced on holidays. Always confirm with your local store online or by phone before visiting. Services include check cashing, money transfers, bill pay, money orders, and more.

Typical Walmart MoneyCenter Hours

Unlike Walmart stores — many of which operate extended or even 24-hour schedules in some areas — Walmart MoneyCenter typically follows more limited operating hours. In most locations, customers can expect the following general schedule:

However, these hours are not universal. Some smaller or less busy stores may close their MoneyCenter counters earlier — sometimes as early as 6:00 PM. In high-traffic locations, hours may extend slightly later.

It is important to note that MoneyCenter hours do not always match the main Walmart store hours. Even if a Walmart location is open until 10:00 PM or 11:00 PM, the MoneyCenter counter may close several hours earlier.

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Why MoneyCenter Hours Vary by Location

Walmart adjusts MoneyCenter hours based on several operational factors:

Urban locations often have longer operating hours due to higher demand for services like check cashing and wire transfers. Rural stores may close their MoneyCenter earlier because customer traffic declines after peak hours.

For this reason, the most reliable method of confirming closing time is to:

  1. Visit the official Walmart website.
  2. Use the store locator tool.
  3. Navigate to your specific store’s page.
  4. Check the listed MoneyCenter hours.
  5. Or call the store directly.

What Time Does Walmart MoneyCenter Close on Sundays?

Sunday hours are typically shorter. Most Walmart MoneyCenters close at 6:00 PM on Sundays. Some may open later as well — usually at 10:00 AM instead of 8:00 AM.

If you are planning to cash a check or send money on a Sunday evening, double-check hours in advance. Sundays tend to have earlier cutoffs for financial services, and long lines closer to closing time can prevent same-day processing.

Holiday Hours: When Is Walmart MoneyCenter Closed?

Holiday schedules differ significantly from regular business days. While many Walmart stores remain open during major holidays, MoneyCenter hours are often reduced or completely suspended.

Here is a breakdown of common holiday practices:

Because financial services involve security and banking partnerships, some MoneyCenter services may stop earlier than posted hours on holidays.

For major holidays, it is strongly recommended to plan ahead and complete transactions one or two days before the holiday to avoid disruptions.

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Services Offered at Walmart MoneyCenter

Understanding closing time is only part of the picture. Many customers rely on Walmart MoneyCenter for critical financial services. Below is a closer look at what is typically available:

1. Check Cashing

Walmart cashes a variety of checks, including:

There are limits on the amount that can be cashed, often up to $5,000 (and sometimes higher during tax season). Service fees apply and vary by check amount.

2. Money Transfers

Through partnerships with services such as MoneyGram and Western Union (availability varies), customers can send and receive money domestically and internationally.

Keep in mind that money transfer services may have cut-off times earlier than overall MoneyCenter closing hours.

3. Bill Payment

Walmart allows customers to pay certain bills directly at the MoneyCenter, including:

Processing time may vary depending on the billing company.

4. Money Orders

Money orders are available for a small fee and are commonly used as a secure alternative to cash or personal checks.

5. Prepaid Cards and Reload Services

Customers can purchase prepaid debit cards or reload existing cards, including Walmart MoneyCards.

6. Coin Counting (Select Locations)

Some stores provide coin-counting services, either through self-service kiosks or at the counter.

Differences Between MoneyCenter and Customer Service Desk

Not all financial services are handled exclusively at a dedicated MoneyCenter counter. In smaller Walmart locations, services may be conducted at the Customer Service Desk.

However, the difference matters when it comes to hours:

If you arrive near closing time, confirm that your specific service is still being processed that day.

When Should You Arrive Before Closing Time?

Financial transactions require processing time. Arriving right at closing time may result in denial of service. As a best practice:

Peak demand times often include:

How to Confirm Your Local Walmart MoneyCenter Hours

The most reliable ways to verify closing time include:

  1. Walmart Website: Use the store locator tool to view up-to-date operating hours.
  2. Walmart Mobile App: Access store-specific details quickly.
  3. Direct Phone Call: Speak with a store associate to confirm both closing time and service availability.

Because hours may change due to staffing shortages, weather, or temporary management decisions, online verification ensures you have the latest information.

Are Walmart MoneyCenters Open 24 Hours?

Even at locations where the main Walmart store operates 24 hours a day, the MoneyCenter typically does not. Financial services require trained staff and additional security measures. As a result, 24-hour service is generally not available.

If you need after-hours financial assistance, alternatives include:

Final Thoughts

So, what time does Walmart MoneyCenter close? In most cases, you can expect closing times between 6:00 PM and 8:00 PM, depending on the store and day of the week. Sunday hours are shorter, and holiday schedules often bring reduced or suspended service.

Because Walmart MoneyCenter plays an important role in providing accessible financial services — especially for customers who rely on nontraditional banking options — knowing accurate hours matters. A quick check online or a brief phone call can prevent inconvenience and ensure your transaction is handled smoothly.

When planning your visit, allow sufficient time before closing and consider peak traffic periods. Taking these simple steps ensures that your MoneyCenter experience remains efficient, secure, and predictable.

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